{"id":11,"date":"2026-07-22T22:24:20","date_gmt":"2026-07-22T22:24:20","guid":{"rendered":"https:\/\/cortezrealtypanama.com\/buying-property-in-panama-a-guide\/"},"modified":"2026-08-14T14:31:36","modified_gmt":"2026-08-14T14:31:36","slug":"buying-property-panama-foreigner","status":"publish","type":"post","link":"https:\/\/cortezrealtypanama.com\/es\/buying-property-panama-foreigner\/","title":{"rendered":"Comprar propiedad en Panam\u00e1 siendo extranjero: lo que un estadounidense necesita saber"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Un extranjero puede comprar propiedad en Panam\u00e1 y tenerla a su propio nombre.<\/strong> Esa es la primera pregunta que nos hacen, y la respuesta es corta. Lo que toma m\u00e1s tiempo explicar es c\u00f3mo funciona el proceso, a qui\u00e9n necesita de su lado, y d\u00f3nde pierde dinero la gente por ir demasiado r\u00e1pido.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esto est\u00e1 escrito desde el lado de compra de nuestro negocio, as\u00ed que cubre lo que hacemos y lo que vemos. No es una gu\u00eda de la ley de propiedad paname\u00f1a. Para eso necesita un abogado paname\u00f1o, y lo quiere desde el principio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">El abogado va primero<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En Panam\u00e1 su abogado es el centro de una compra. Revisa el t\u00edtulo en el Registro P\u00fablico, redacta o revisa la promesa de compraventa, y maneja el traspaso.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esta es la parte en la que le decimos a todo comprador que gaste bien su dinero. Un estudio de t\u00edtulo es barato comparado con lo que protege, y es el paso que la gente se salta cuando tiene prisa por cerrar algo que le encant\u00f3. Trabajamos junto a su abogado. No hacemos el trabajo del abogado por nadie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si no tiene uno, preg\u00fantenos y preg\u00fantele a otros compradores. Consiga un nombre por m\u00e1s de una v\u00eda.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">La residencia y la compra son dos cosas distintas<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">No necesita residencia para comprar. Comprar, por s\u00ed solo, tampoco le da la residencia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esas dos frases cubren casi toda la confusi\u00f3n que escuchamos. Si la residencia es parte de su plan, hable con un abogado de migraci\u00f3n <em>antes de<\/em> elegir qu\u00e9 comprar, porque la elecci\u00f3n puede importar y es caro arreglarla despu\u00e9s. Tenemos cuidado de no aconsejar sobre esto. Cambia, es espec\u00edfico de su caso, y una corredora adivinando reglas de migraci\u00f3n es la forma en que la gente toma decisiones caras.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00f3mo es el proceso<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li><strong>Usted ve propiedades.<\/strong> Le mostramos lo que le sirve, y le decimos cu\u00e1ndo algo no le conviene.<\/li>\n\n\n<li><strong>Usted hace una oferta<\/strong> y acuerdan los t\u00e9rminos.<\/li>\n\n\n<li><strong>Se firma una promesa de compraventa<\/strong> , normalmente con un dep\u00f3sito, y su abogado la revisa antes de que usted firme nada.<\/li>\n\n\n<li><strong>Se revisa el t\u00edtulo<\/strong> en el Registro P\u00fablico.<\/li>\n\n\n<li><strong>El financiamiento<\/strong>, si lo va a usar. Empiece esto temprano. Es el paso que decide sus tiempos.<\/li>\n\n\n<li><strong>Cierre y traspaso<\/strong>, que manejan los abogados.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Cu\u00e1nto toma depende casi por completo del paso cinco. Una compra de contado avanza r\u00e1pido. Una financiada avanza a la velocidad del papeleo, y un comprador extranjero debe asumir que eso toma m\u00e1s de lo que le dijeron.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1067\" height=\"1600\" src=\"https:\/\/cortezrealtypanama.com\/wp-content\/uploads\/2026\/08\/apartment-for-sale-q-tower-panama-city-11-balcony.jpg\" alt=\"Balcony, apartment for sale in Q Tower, Panama City, Panama\" class=\"wp-image-191\" srcset=\"https:\/\/cortezrealtypanama.com\/wp-content\/uploads\/2026\/08\/apartment-for-sale-q-tower-panama-city-11-balcony.jpg 1067w, https:\/\/cortezrealtypanama.com\/wp-content\/uploads\/2026\/08\/apartment-for-sale-q-tower-panama-city-11-balcony-200x300.jpg 200w, https:\/\/cortezrealtypanama.com\/wp-content\/uploads\/2026\/08\/apartment-for-sale-q-tower-panama-city-11-balcony-683x1024.jpg 683w, https:\/\/cortezrealtypanama.com\/wp-content\/uploads\/2026\/08\/apartment-for-sale-q-tower-panama-city-11-balcony-768x1152.jpg 768w, https:\/\/cortezrealtypanama.com\/wp-content\/uploads\/2026\/08\/apartment-for-sale-q-tower-panama-city-11-balcony-1024x1536.jpg 1024w\" sizes=\"auto, (max-width: 1067px) 100vw, 1067px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Cu\u00e1nto cuestan las cosas<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nuestros avisos de venta actuales van desde <a href=\"\/es\/property\/apartment-for-sale-in-costanera-panama-city\/\">$620,000<\/a> hasta <a href=\"\/es\/property\/apartment-for-sale-in-allure-panama-city\/\">$1,400,000<\/a>. Son apartamentos m\u00e1s grandes, en torres con amenidades completas, en las zonas centrales que m\u00e1s piden los compradores extranjeros.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El mercado baja bastante m\u00e1s que eso, y tomamos avisos de venta desde $100,000. Lo que no vamos a hacer es publicar un precio promedio por metro cuadrado para la Ciudad de Panam\u00e1, Panam\u00e1, porque no existe una cifra p\u00fablica confiable y una inventada es la forma en que la gente arma un presupuesto sobre arena.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s del precio, presupueste honorarios legales, costos de traspaso e inscripci\u00f3n. Su abogado le dar\u00e1 esos n\u00fameros para su compra espec\u00edfica. Nosotros no los cotizamos, porque dependen de la propiedad y de reglas que cambian.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">El costo mensual es la parte que la gente olvida<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Los compradores se concentran mucho en el precio de compra y despu\u00e9s se llevan una sorpresa en el primer mes. Tener un apartamento en una torre de la Ciudad de Panam\u00e1 cuesta dinero todos los meses: la cuota de mantenimiento, los servicios, el seguro y el impuesto de inmueble.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La cuota de mantenimiento se cobra todos los meses, est\u00e9 usted en el pa\u00eds o no, y los edificios con mejores amenidades son los que m\u00e1s cobran. Saque este n\u00famero antes de comprar. Lo vemos en detalle en nuestra gu\u00eda sobre <a href=\"\/es\/cost-of-owning-apartment-panama-city\/\">cu\u00e1nto cuesta tener un apartamento en la Ciudad de Panam\u00e1, Panam\u00e1<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">En planos o terminado<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Las dos opciones funcionan. Son riesgos distintos, y vale la pena ser honesto sobre cu\u00e1l est\u00e1 tomando.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un apartamento terminado lo puede recorrer, inspeccionar y alquilar de inmediato. En planos significa que paga por etapas, espera, y depende de que la promotora entregue lo que mostraban los planos, a tiempo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tenemos contacto directo con las promotoras que est\u00e1n construyendo en la Ciudad de Panam\u00e1, y nos mandan la disponibilidad y los precios antes de que lleguen a los portales. Le vamos a decir claro cu\u00e1l de las dos rutas le sirve para lo que quiere hacer. Vea nuestra <a href=\"\/es\/new-developments\/\">p\u00e1gina de proyectos nuevos<\/a> si es hacia donde se est\u00e1 inclinando.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Si compra para alquilar<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Muchos de nuestros compradores viven en otro lugar y quieren que el apartamento produzca mientras est\u00e1n afuera. Eso es un negocio, y necesita a alguien ac\u00e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Antes de comprar, pregunte por cu\u00e1nto se alquila el apartamento de forma realista, qu\u00e9 tan r\u00e1pido se mueven los apartamentos de ese edificio, y qui\u00e9n va a manejar al inquilino, los servicios y las reparaciones. Administramos propiedades para due\u00f1os que viven en el exterior, y preferimos darle el n\u00famero real de alquiler antes de que compre. Nuestra p\u00e1gina para <a href=\"\/es\/owners\/\">propietarios<\/a> explica lo que eso implica.<\/p>\n\n\n\n\n<h2 class=\"wp-block-heading\">Preguntas frecuentes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Lo que m\u00e1s nos preguntan los compradores extranjeros.<\/p>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-4eb77868e715\"><strong class=\"schema-faq-question\">\u00bfPuede un extranjero comprar propiedad en Panam\u00e1?<\/strong> <p class=\"schema-faq-answer\">S\u00ed. Los compradores extranjeros pueden tener propiedad en Panam\u00e1 a su propio nombre, y una buena parte de los compradores con los que trabajamos son estadounidenses. Los detalles de su compra, incluido c\u00f3mo debe quedar el t\u00edtulo, son preguntas para un abogado paname\u00f1o, y lo quiere desde el principio.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-ba7a42607fd4\"><strong class=\"schema-faq-question\">\u00bfNecesito residencia para comprar propiedad en Panam\u00e1?<\/strong> <p class=\"schema-faq-answer\">No. La compra y la residencia son cosas separadas. Tener propiedad en Panam\u00e1 tampoco le da la residencia por s\u00ed solo, as\u00ed que si la residencia es parte de su plan, hable con un abogado de migraci\u00f3n antes de elegir qu\u00e9 comprar.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-4f8193e2230a\"><strong class=\"schema-faq-question\">\u00bfQu\u00e9 hace un abogado en una compra de propiedad en Panam\u00e1?<\/strong> <p class=\"schema-faq-answer\">Revisa el t\u00edtulo en el Registro P\u00fablico, redacta o revisa la promesa de compraventa, y maneja el traspaso. Esta es la parte en la que le decimos a todo comprador que gaste bien su dinero. Trabajamos junto a su abogado en cada compra.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-2697b5e2652e\"><strong class=\"schema-faq-question\">\u00bfCu\u00e1nto cuestan los apartamentos en la Ciudad de Panam\u00e1, Panam\u00e1?<\/strong> <p class=\"schema-faq-answer\">Nuestros avisos de venta actuales van de $620,000 a $1,400,000, que cubre apartamentos m\u00e1s grandes en torres con amenidades completas. El mercado baja bastante m\u00e1s que eso. Tomamos avisos de venta desde $100,000.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-3fc4fb0e8f80\"><strong class=\"schema-faq-question\">\u00bfCompro en planos o un apartamento terminado en la Ciudad de Panam\u00e1?<\/strong> <p class=\"schema-faq-answer\">Las dos opciones funcionan, y son riesgos distintos. Un apartamento terminado lo puede recorrer y alquilar de inmediato. En planos significa esperar, pagar por etapas y depender de que la promotora entregue. Tenemos contacto directo con las promotoras que est\u00e1n construyendo en la Ciudad de Panam\u00e1 y le vamos a decir con honestidad cu\u00e1l le sirve para lo que quiere hacer.<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">D\u00edganos qu\u00e9 quiere hacer<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Una casa, una inversi\u00f3n, o un lugar para jubilarse. La respuesta cambia qu\u00e9 edificios tienen sentido. M\u00e1ndenos su presupuesto y su plan y le decimos qu\u00e9 hay disponible y qu\u00e9 opinamos. Contestamos en ingl\u00e9s o en espa\u00f1ol.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"\/es\/contact\/\"><strong>Hablemos<\/strong><\/a> \u00b7 <a href=\"\/es\/properties\/sale\/\"><strong>Ver apartamentos en venta<\/strong><\/a> \u00b7 <a href=\"\/es\/best-neighborhoods-panama-city\/\"><strong>Qu\u00e9 zona le conviene<\/strong><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Un extranjero puede comprar propiedad en Panam\u00e1 y tenerla a su propio nombre. C\u00f3mo corre el proceso, a qui\u00e9n necesita de su lado, y d\u00f3nde pierden dinero los compradores.<\/p>","protected":false},"author":1,"featured_media":184,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[],"footnotes":""},"categories":[8],"tags":[],"class_list":["post-11","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Buying Property in Panama as a Foreigner<\/title>\n<meta name=\"description\" content=\"A foreigner can buy property in Panama and own it outright. 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